But before that, I am joyed as always by my co-host, Sarah Spreitzer and Mushtaq Gunja and guys, how was your Thanksgivings? The Education Department estimates 8 million borrowers with income information readily available will get the relief automatically, while others will have to apply through a form that will be posted on the website. Read More Podcast September 15, 2022 Breaking Down Biden's Student Loan Forgiveness Plan News August 31, 2022 The student loan repayment pause has made data measuring the share of borrowers who default on their debts nearly meaningless. Student Debt Stories. And just in terms of bandwidth and how much can actually get done, we're basically, and this has been happening across several administrations. Interest rates are a problem, and so is the cost of college.
And I know Justin, you probably watched the hearing in the house, was it last week with the under secretary talking about HEERF spending, but some of the questions were all over the place. Even with many scholarships, so many times over the years, I've been overwhelmed by my student loan debt and feeling like I was stuck between settling for a job I didn't truly love or having debt till I died for following my dreams. According to the department's press release, it will implement a limited-time waiver through October 31, 2022, that will allow borrowers to count payments from any federal loan programs or repayment plans toward loan forgiveness through PSLF, including programs and plans that were not previously eligible. I have kept paying during the pandemic since I kept my job; I've gotten the principal down to $16K from $23K in two years. F. C. Pick Withdraws: Gigi Sohn, one of Mr. Biden's nominees to the Federal Communications Commission, withdrew from consideration, saying she had faced "unrelenting, dishonest and cruel attacks. Artie always dreamed of becoming an architect and borrowed big to pay for his education. "Borrowers who devote a decade of their lives to public service should be able to rely on the promise of Public Service Loan Forgiveness, " Education Secretary Miguel Cardona said in a statement. Even in DC, you need a little bit more snow before they start closing the schools. On his first day in office, Biden asked the Education Department to extend the pause on federal student loan payments through September 30, 2020, following Education Secretary Betsy DeVos' extension of it through the end of January 2020. He knows the policy, so I wasn't necessarily surprised by anything. Sad sack student loan borrowers will have. And I'm not saying that servicers don't play to incentives.
I'm saying that to you Mushtaq, but like in general, what do you want? William has been trying to pay off his student loan debts for over 20 years. They were supposed to have it pretty well set up before pre-Thanksgiving. Share them in the comments. I think the teachers would completely rebel. I don't know if there's any way to stave that off. And we don't have details out of the administration. It also kind of shows what the interest areas in higher ed policy would be. They talk about what the DACA program could actually be if you were able to expand the criteria and really actually strengthen it. My student debt payment being unaffordable, I had to at times roommate with family. Mary-Pat Hector, a graduate student at Georgia State University, said Mr. Sad sack student loan borrowers defense to repayment. Biden's plan was an important first step to support those disappointed by the administration's failure to accomplish other policy goals, such as providing two free years of community college. "To finally think about buying a home or starting a family or starting a business. The department said this waiver alone would bring 550, 000 borrowers closer to student-debt relief automatically, including 22, 000 borrowers who will be immediately eligible for relief without any action on their part, totaling $1. Here are some of the links and references from this week's show: Policy Direction on Federal Student Loan Servicing from ED Undersecretary Ted Mitchell Navient, With Six Million Borrowers, Asks to Stop Servicing Federal Student Loans The New York Times (sub.
Hilary's professional license to practice in her field was denied renewal because of her student loan debt. Let's all start even and move forward. Congress stepped in and provided some extensions, but President Trump in the last administration did it unilaterally, paused payments. Both my daughters said this great, we get a snow day now. Sad sack student loan borrowers by age. As far as James, under secretary Kvaal, he knows higher ed. Jon Fansmith: And even though you haven't clearly done anything on NDAA, there is something else though, where you have been leading the community. But Mushtaq, I guess I should say is more to come on that because the current rule making wouldn't go into effect at institutions until July 1st, 2023 at the earliest and things like gainful employment haven't even started yet. I think it's unfortunate that one of the biggest things that's been missed, is that in the history of the federal aid programs, I can't think of a time in a two year span where we've had such a large borrower benefit. "For every dollar that the aggressive debt-collection firm fails to recoup, that's a dollar that someone else is going to have to pay, " said G. Marcus Cole, a law professor at Stanford University. Founded in 1994, just after the largest agency backstopping federal student loans collapsed, Educational Credit is now facing concerns that its tactics have grown ruthless.
These and other changes have been regretted by others as well. And a very special thank you to the producers who help pull this podcast together. They then dive into a lively discussion with Justin Draeger, president and CEO of the National Association of Student Financial Aid Administrators (NASFAA), about student loan forgiveness and other topics important to borrowers. No, we can't make that. 4 Student Loan Sob Stories to Make You Feel Better About Your Debt. We asked three experts to explain the decision and its impact. He's been in the financial aid world since 2002 in administering, interpreting, communicating, developing student financial aid policy. From the standpoint of racial justice, I believe this additional relief for Black borrowers is necessary because of centuries of systemic inequities. And the under secretary say, we are. And I guess the second major headline here is that when the president is given emergency authority by Congress, it's not clear to me at least where that authority begins and ends. It still feels like a semi-meaningless drop in the bucket compared to the massive private student loans (looking at you Sally Satan Mae) I took out as an 18-year-old kid from a poor family who didn't know any better. More recently, 16, 000 more borrowers — including 1, 800 former DeVry University students — received $415 million in relief on February 17 after being subject to the school's fraudulent behavior, and on April 28, Cardona wiped out student debt for an additional 28, 000 borrowers from Marinello, totaling $238 million in relief.
However, Insider reported that he has yet to deliver on that campaign promise, and while Biden said he would support legislation brought to him to cancel $10, 000 in student debt, Democrats argue that legislation takes too long, and the president can cancel debt immediately using his executive authority. This is an incredibly important time in financial aid. So the president clearly without congressional authority has extended repayment relief for months to the tune of billions of dollars every month, didn't ask Congress, didn't check in with, maybe they sent up a memo, but just did it.
They just punt everything into December. You would have to hire and pay really qualified staff to navigate these programs. But when you think about it, it would still take years for me to pay off even $10, 000 of debt, so for that I am thankful. Mushtaq Gunja: We will miss you terribly Catherine, and thank you for making this podcast, the great podcast that it is.
Complicated, but they'd use some of this actual infrastructure money that just got approved. So government funding expires at midnight on Friday, unless Congress does something about that, it looks like they will have bipartisan agreement to do an extension of that deadline into late January, the 14th to the 21st are the dates being talked about right now, which would be great. As always, you can check out earlier episodes and subscribe DotEDU on Apple, Google podcasts, Spotify, Stitcher, or wherever you listen to your podcast for show notes and links to resources mentioned in the episode, you can go to our website And while there, please take a short survey to let us know how we're doing. Then, on August 19, Cardona wiped out student debt for 323, 000 additional borrowers with disabilities, resulting in $5. He owes more than $207, 000 and is working two jobs to try to make a dent in his debt. 7 trillion student-debt crisis. TAKE THE SURVEY Rail Content 1 Connect With Us Tweet suggestions, links, and questions to @ACEducation or email Rail Content 2 See All Episodes Rail Content 3 Page Content Related Podcast February 17, 2023 In this live episode, hosts Jon Fansmith and Sarah Spreitzer take audience questions on a range of topics, from the Education Department moving quickly on new regulations to the House hearing on the "crisis" in American education to ChatGPT. One of the places where Educational Credit has had the biggest impact has been to shape the meaning of the phrase "undue hardship, " the standard required since the 1970s for relief from student debt.
So, I kind of look at that and I say, Navient says, look, we're not servicing direct loans anymore. It acknowledged that some cases are "close calls. They could use that for other purposes, that gets them towards the end of the year where there's corporate tax money comes rolling in and that sort of refills the Treasury. But, the base problem is a very, very complicated loan system, that's sort of a... We haven't started from scratch. This relief helps to narrow the racial wealth gap and advance racial equity. And frankly, weren't really related to a lot of what the department itself is responsible for and Critical Race Theory is curricular. Ultimately, loan forgiveness—whatever its merits—will likely lead to larger federal deficits and higher inflation. "Waiving these requirements will ensure no borrower who is totally and permanently disabled risks having to repay their loans simply because they could not submit paperwork. That's a question I have for you all. Read More News February 13, 2023 ACE, Groups Call for Overhaul of the Federal Financial Aid System in Comments on Education Department's Income-driven Repayment Plans News February 6, 2023 The Biden administration announced last week that it will end the COVID-19 national and public health emergencies on May 11.
And maybe we'll have some areas of light friction. But Educational Credit said Ms. Schaffer was spending too much on food by dining out. The Republican National Committee released a statement slamming the program as "Biden's bailout for the wealthy. How Times reporters cover politics. I also am using my degree and working in my field (although I started my own business after jobs wouldn't stop offering me $40K for a position that required a degree). So now they're saying, well, maybe we can squeeze it till mid-January before we actually hit the hard line. A panel of bankruptcy appeal judges in 2012 denounced what it called Educational Credit's "waste of judicial resources, " and said that the agency's collection activities "constituted an abuse of the bankruptcy process and defiance of the court's authority. "Targeting twice as much relief to Pell recipients helps close the racial wealth gap, " said Senator Elizabeth Warren, Democrat of Massachusetts, who has pressed for widespread student debt cancellation. We go back in time, March 2020, that winter, December, January, February, March. Mushtaq Gunja: Very excited about this.
Can't hide no body around, can′t hide no thotty around. Enemies got swimming trunks on. Animals and Pets Anime Art Cars and Motor Vehicles Crafts and DIY Culture, Race, and Ethnicity Ethics and Philosophy Fashion Food and Drink History Hobbies Law Learning and Education Military Movies Music Place Podcasts and Streamers Politics Programming Reading, Writing, and Literature Religion and Spirituality Science Tabletop Games Technology Travel. Uh, and drop a opp just like a Kennedy. Hey, it ain't your move, your loss. Lyrics Hanging With Wolves Ft Lil Durk de Only The Family - Hip Hop - Escucha todas las Musica de Hanging With Wolves Ft Lil Durk - Only The Family y sus Letras de Only The Family, puedes escucharlo en tu Computadora, celular ó donde quiera que se encuentres. He want gunplay, split his brain. Walk up and say "Hey", f*ck who you with. Throwin' up signs we don't f*ck with, oh, you tryna get bust?
Caught on the south side, we'll get back (Caught on the south side, we'll get back). The opps outside, man, them niggas ain't hidin' no more (what? Falta Letras Hanging With Wolves Ft Lil Durk!!! Gang, gang, gang, gang, gang, gang. Bitch, I don't want you for sex (No). Loose screw, nigga f*ck what you gon' do (What). I'm just hopin' for a while, I'm just knowin' they miss their daddy.
I ain't gon' say too much on the internet (ATL Jacob, ATL Jacob). Tell that nigga to talk up (uh-uh-uh). Pull up rockin' out like thirty with that chop, nigga. And I don't even tаlk, I'm so confused (Woаh, woаh, woаh). You reloаd, reloаd, get outtа there. "Hanging With Wolves" Lyrics, Composers, Record Label. I ain't worried (From who? ♫ High Tolerance With Lil Durk Feat Nle Choppa. Subscribe to Our Newsletter. Everybody gotta meet their fate, I hate when it's the guys. You was out playin' them sports (yeah). They follow Lo', I'll fill they plate.
Rule number eight, if you're eating be humble. But they know we got Glocks with them switches (Ha, rah). Number eleven, cut niggas off if they show any trace. That′s why I don't be saying nun'. He a ho, he be woofin', he ain't drop nothin' (F*ck 'em). "Hanging With Wolves " is well-known music video that took placements in popular top charts, such as Top 100 USA Music Chart, Top 40 American Songs Chart, and more.
Can't hide no body around, can't hide no thotty around, 'cause ni**as gon' bail out. "Hanging With Wolves" has been published on Youtube at 09/12/2022 22:00:09. Beatin' down this block like the bass on a band drum (brrt-brrt). Folks 6-6-0, we can't risk none.
Number fifteen, take care of your homies in jail. When I'm in my city, push that bulletproof 'Lac through it. Uh, can't trust a E, 'cause these bitches dirty ('cause these bitches dirty). New to Tootsie bars and poured a eighth, told bro to slow down (Told ya).
2M total views, 279K likes, and dislikes on YouTube. Put a bag on your head and you dead in a week (Gang, boom, boom). Niggas mumble under their tongue (uh-uh-uh). Never hung around the goofy cappin' ass niggas 'cause I'm a. Niggas always woofin' like they like that (What? Lil B give 'em the curse. Rollies on Rollies, they be on all of our wrists, yeah. Got a baddie on the side but I f*ck her like my main (Main). I'm not with all that talkin', you know how I'm comin', I'm comin', I'm pullin' shit (Gang). Don't show no sympathy to enemies. With all that rah-rah, like you like that, come around, you nervous (gang).
He be to himself but he'll catch a murder (catch a murder). Put that shit up on his head, them vultures hit him up. They phony, kids can see I'm up, they wanna hold somethin' (F*ck 'em), there he go. Dyin' to hit 'em, yeah. Balenci', y'all jockin' my new fit (New fit). All blicks, we just play that shit for keeps, that's all year (that's all year). What's a motherf*ckin' GOAT to a wolf, f*ck a fox (Grr). Pounds in the mail, they ain't mail shit.
Watch them niggas close to you, I know my time is overdue. I've been clutchin' on my heat, I'll take your life if you a threat. Put my neck, wrist and my mouth together, it's a ice attack. Fifty shot Glock switch, this bitch f*ck around and snitched. When he wаs bаlling, I hаd to go sit down аnd wаit on my turn before we hаd fell out. Short bus, pop sixes of 'em. You know what I'm sayin', we do it for the streets.
When you low, reload, get out of there. Get right from this lick and put lights in the spot. Bitches lyin' on my name, I ain't hit her yet (freak bitch). Von has yo' bitch in the O, Rio sent that load on boats. F*cked her in the car and she still had on her bonnet (Still had on her bonnet). Draco, sixty slugs, and a ProMag, I hope it don't jam. If I catch her man lackin', it's gon' be a first degree (First degree). You can just throw me the neck (Neck). We ain't no rappers, we some f*ckin' rock stars, nigga. Rule number twelve, we ain't gonna talk about that.
We'll take a nigga safe, sledgehammer to the locks. Never know you might need anything. Remember you signed yourself up for this shit. Rule number four, look out the window. Ayy, half these niggas swear they real. Shout out 600, they with that (Shout out 600, they with that). If you can't get up on him, you gotta let him live. These R&B ass niggas wasn't outside, what they singin' for?
This stick up easy, this shit piddy-pat (this shit piddy-pat). Let's set the pieces up. I'ma run this cake up. Stay tuned, follow or join our various media platforms to get the updates as they drop. We gon' pull up bangin', all my niggas gangin'. I ain't get shit for bein' loyal (I didn't). Hop up out the steamer, squeeze this bitch 'til my hands numb (uh-huh). I feel like Gleesh when I clutch my. I heard the opps get they shit dropped right at designer stores. Caught up in her phone, now she be keeping her distance (Keeping her distance). It's a drill (it's a drill).
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